Department of Labor and Regulation

Title - Division of Insurance email the Division of Insurance

Who Pays First — Coordination of Benefits Among Multiple Plans

When multiple policies are involved where dependants are concerned, generally benefits are determined in the following order:

First, the plan of the parent with custody of the child.

Second, the plan of the new spouse of the parent with custody of the child.

Third, the plan of the parent not having custody of the child.

However, if there is a court decree stating that one of the parents is responsible for the health care expenses, and this parent is aware of this stipulation, the benefits of that are determined first.











Division of Insurance
124 S. Euclid Ave., 2nd Floor
Pierre, SD 57501
Tel. 605.773.3563
Fax. 605.773.5369